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Submitted by: Jack78 Martin
Renter Insurance for College Students
One of the most important things a student can do when going off to college is purchase a Renter Insurance policy. When living in the dorm environment, a student s belongings can be at risk. Fire, theft, vandalism, and flood are just a few of the items that a Renter Insurance policy will cover.
Another important item that a Renter Insurance policy will cover is liability coverage. For college students, this is a great option. When living in the dorm, the student is responsible for the room that he or she lives in. If damage were to occur to the living quarters, the college would have the right to sue the student to recoup any damages that were incurred. In the event that this should happen, the liability coverage can cover the student against financial loss.
Portability is another excellent feature that Renter Insurance has to offer. Many times during a college student s collegiate career, they move to different locations to live. A renter insurance policy can be transferred to a different address during the same policy term. Many insurance carriers do not charge to exercise this option.
An excellent website for a college student to refer to is www.nyinsuranceshopper.com . Students can input their personal information and desired coverage levels, and within minutes they will have a competitive Renter Insurance quote at their fingertips. The website is free of charge.
How to Find the Right Auto Insurance
There are so many Auto Insurance carriers available today. Geico, Allstate, State Farm and Nationwide are just a few to mention. With that being said, how do you select the right provider for your needs?
Each Auto Insurance carrier has a different method of distributing their product. Some use independent agents, some use exclusive agents, and others utilize direct distribution. If you are knowledgeable about Auto Insurance and how it works, the direct model may be best for you. With this method you are calling a call center, and telling the representative what types of coverage that you need. The agent method is better for individuals that need some explanation as to how coverage works, and what levels of coverage are suitable for their needs. Insurance agents are licensed by the insurance department in the state in which they operate. Exclusive agents will represent only one company s product and independent agents represent many different insurance company s products.
Once you choose which Auto Insurance distribution method you are comfortable with, you can start to compare premiums from different carriers. An excellent way to compare different Auto Insurance rates in the state of New York is to visit the website www.nyinsuranceshopper.com. New York Insurance Shopper partners with several insurance carriers to offer you the best possible coverage at the lowest possible premium. Simply enter your information into the three step quoting form, and within minutes you will have a quote at your fingertips.
For more detail about Auto Insurance and Renter Insurance, please visit our website: http://www.nyinsuranceshopper.com
About the Author: For more detail about Auto Insurance and Renter Insurance, please visit our website:
nyinsuranceshopper.com
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